Variable Annuity Growth Projector
Estimate how a variable annuity investment grows over time after accounting for all fees. Compare gross returns with net returns after expense ratios, mortality and expense charges, and administrative fees.
Inputs
$
$
%
%
Underlying fund expenses
%
Insurance company charge
%
Results
Future Value
$417,281
Total Contributions
$200,000
Total Fees Paid
$99,587
Effective Annual Return
7.40%
Growth Over Time
Growth vs Fees
Year-by-Year Breakdown
| Year | Start Balance | Contribution | Gross Return | Fees | End Balance |
|---|---|---|---|---|---|
| 1 | $100,000.00 | $5,000.00 | $7,000.00 | $2,200.00 | $109,800.00 |
| 2 | $109,800.00 | $5,000.00 | $7,686.00 | $2,415.60 | $120,070.40 |
| 3 | $120,070.40 | $5,000.00 | $8,404.93 | $2,641.55 | $130,833.78 |
| 4 | $130,833.78 | $5,000.00 | $9,158.36 | $2,878.34 | $142,113.80 |
| 5 | $142,113.80 | $5,000.00 | $9,947.97 | $3,126.50 | $153,935.26 |
| 6 | $153,935.26 | $5,000.00 | $10,775.47 | $3,386.58 | $166,324.16 |
| 7 | $166,324.16 | $5,000.00 | $11,642.69 | $3,659.13 | $179,307.72 |
| 8 | $179,307.72 | $5,000.00 | $12,551.54 | $3,944.77 | $192,914.49 |
| 9 | $192,914.49 | $5,000.00 | $13,504.01 | $4,244.12 | $207,174.38 |
| 10 | $207,174.38 | $5,000.00 | $14,502.21 | $4,557.84 | $222,118.75 |
| 11 | $222,118.75 | $5,000.00 | $15,548.31 | $4,886.61 | $237,780.45 |
| 12 | $237,780.45 | $5,000.00 | $16,644.63 | $5,231.17 | $254,193.91 |