NUA Company Stock Calculator
Compare the tax impact of an NUA distribution of company stock from your 401(k) versus a standard rollover to an IRA. NUA lets you pay lower capital gains rates on stock appreciation instead of ordinary income tax rates.
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Results
Tax Savings with NUA
$93,717
NUA Amount
$350,000
NUA Net Proceeds
$535,521
Rollover Net Proceeds
$441,804
Strategy Comparison
NUA vs Rollover Comparison
| Item | NUA Strategy | IRA Rollover |
|---|---|---|
| Total Stock Value (Today) | $500,000.00 | $500,000.00 |
| Future Value at Sale | $701,275.87 | $701,275.87 |
| Tax at Distribution | $55,500.00 | $0.00 |
| Tax at Withdrawal/Sale | $110,255.17 | $259,472.07 |
| Total Tax | $165,755.17 | $259,472.07 |
| Net Proceeds | $535,520.69 | $441,803.80 |