RMD Calculator
Determine the Required Minimum Distribution (RMD) you must take from Traditional IRAs, 401(k)s, and other tax-deferred retirement accounts. Uses IRS Uniform Lifetime Table to calculate minimum withdrawals starting at age 73.
Inputs
$
Results
Required Minimum Distribution
$18,868
Monthly Equivalent
$1,572
Distribution Period
26.5 years
RMD as % of Balance
3.77%
Projected RMDs by Age
Account Balance Over Time
Projected RMD Schedule
| Age | Start Balance | Distribution Period | RMD Amount | End Balance |
|---|---|---|---|---|
| 73 | $500,000.00 | 26.5 | $18,867.92 | $505,188.68 |
| 74 | $505,188.68 | 25.5 | $19,811.32 | $509,646.23 |
| 75 | $509,646.23 | 24.6 | $20,717.33 | $513,375.35 |
| 76 | $513,375.35 | 23.7 | $21,661.41 | $516,299.64 |
| 77 | $516,299.64 | 22.9 | $22,545.84 | $518,441.49 |
| 78 | $518,441.49 | 22 | $23,565.52 | $519,619.77 |
| 79 | $519,619.77 | 21.1 | $24,626.53 | $519,742.90 |
| 80 | $519,742.90 | 20.2 | $25,729.85 | $518,713.70 |
| 81 | $518,713.70 | 19.4 | $26,737.82 | $516,574.68 |
| 82 | $516,574.68 | 18.5 | $27,922.96 | $513,084.31 |
| 83 | $513,084.31 | 17.7 | $28,987.81 | $508,301.32 |
| 84 | $508,301.32 | 16.8 | $30,256.03 | $501,947.55 |