CD Ladder Calculator
Design a CD ladder strategy by splitting your investment across multiple CDs with staggered maturity dates. This approach provides regular access to funds while earning higher long-term rates. See each rung of your ladder with projected returns.
Inputs
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%
Results
Total Investment
$25,000
Total at Maturity
$28,467
Total Interest
$3,467
Average APY
4.79%
Interest Earned by Rung
CD Ladder Rungs
| Rung | Term (Mo) | Amount | APY (%) | Interest | Maturity Value |
|---|---|---|---|---|---|
| 1 | 3 | $5,000.00 | 4.50% | $55.32 | $5,055.32 |
| 2 | 17 | $5,000.00 | 4.64% | $331.82 | $5,331.82 |
| 3 | 32 | $5,000.00 | 4.79% | $664.43 | $5,664.43 |
| 4 | 46 | $5,000.00 | 4.93% | $1,012.92 | $6,012.92 |
| 5 | 60 | $5,000.00 | 5.07% | $1,402.71 | $6,402.71 |