Reverse Mortgage Calculator
Calculate potential reverse mortgage proceeds based on your home value, age, interest rate, and fees. See estimated lump sum, monthly payments, or line of credit amounts available through a Home Equity Conversion Mortgage (HECM).
Inputs
$
$
%
$
Results
Net Available
$88,371
Principal Limit
$146,371
Lump Sum
$88,371
Loan Balance vs Home Value
Remaining Home Equity
Projected Balance Over Time
| Year | Loan Balance | Home Value | Equity |
|---|---|---|---|
| 1 | $155,885.33 | $412,000.00 | $256,114.67 |
| 2 | $166,017.87 | $424,360.00 | $258,342.13 |
| 3 | $176,809.04 | $437,090.80 | $260,281.76 |
| 4 | $188,301.62 | $450,203.52 | $261,901.90 |
| 5 | $200,541.23 | $463,709.63 | $263,168.40 |
| 6 | $213,576.41 | $477,620.92 | $264,044.51 |
| 7 | $227,458.88 | $491,949.55 | $264,490.67 |
| 8 | $242,243.70 | $506,708.03 | $264,464.33 |
| 9 | $257,989.54 | $521,909.27 | $263,919.73 |
| 10 | $274,758.86 | $537,566.55 | $262,807.69 |
| 11 | $292,618.19 | $553,693.55 | $261,075.36 |
| 12 | $311,638.37 | $570,304.35 | $258,665.98 |
Last updated: Reviewed by the CalcMountain editorial team
Frequently Asked Questions
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