CalcMountain

Equipment Buy vs Lease Calculator

Compare the total cost of purchasing equipment outright versus leasing it. Factor in purchase price, loan terms, depreciation, lease payments, and tax benefits to determine which option is more cost-effective for your business.

Inputs

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Results

Net Buy Cost

$40,803

Net Lease Cost

$45,000

Savings

$4,197

Buy is better

Monthly Loan Payment

$990

Cumulative Cost Comparison

Total Cost Summary (After Tax)

Last updated: Reviewed by the CalcMountain editorial team

Frequently Asked Questions

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